Florida Private Money Lender

Commercial and Apartment Real Estate Loans

Wilshire Finance Partners provides bridge loans for commercial and apartment real estate throughout the state of Florida including:

Miami, Tampa, St. Petersburg, Orlando, Jacksonville, Sarasota, Bradenton, Fort Myers, Cape Coral, Palm Bay, Melbourne, Port St. Lucie, Palm Coast, Daytona Beach, Port Orange, Pensacola, Kissimmee, Bonita Springs, Lakeland, Tallahassee, Winter Haven, Fort Walton Beach, Navarre, Wright, Gainesville, Deltona, North Port, Port Charlotte, Ocala, Sebastian-Vero Beach South, Florida Ridge, Spring Hill, Panama City, Leesburg-Eustis-Tavares, Lady Lake, The Villages, Homosassa Springs, Beverly Hills, Citrus Springs, St. Augustine, Zephyrhills, Sebring, Avon Park, Titusville and all other cities and counties in Florida.


General Lending Criteria

Direct Private Lender: Loans Underwritten & Funded In-House

Loans: $1,000,000 to $5,000,000

Property States: CA, CO, FL, HI, ID, IL, MD, NM, OR, TX, UT, VA, WA

We provide real estate loans for a variety of transaction types:

  • Property Purchase
  • Cash-Out Refinance / Cash-Out Loan
  • Rate and Term Refinance
  • Special Situation Lending

Property Types:

  • Apartment/Multifamily (5+ Units)
  • Office
  • Retail
  • Mixed Use
  • Warehouse
  • Light Industrial
  • Senior Assisted Living
  • Sober Living (CA Only)
  • 2-4 Unit (CA Only)
  • Non-Owner Occupied SFR (CA Only)

LTV up to 65% Commercial Real Estate; up to 70% Multifamily (5+ Units)
Interest Only Amortization
Term: 3 year fixed, I/O with balloon
No Prepayment Penalty Option
Non-Recourse Available

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Delivering the Confidence to Close™

We’re different from other lenders because you speak directly to decision makers with deployable capital.


Recently Closed Loans in Florida:

Florida Loans


Florida Real Estate Market News:

Year in Review: Biggest Commercial Real Estate Sales of 2017
“With three weeks left to go, 2017 has not been the year of the mega deal in South Florida’s commercial real estate sector. There have been 13 commercial real estate sales of $100 million or more so far this year, compared to 20 such transactions the year before. The value of the Top 5 in 2017 was a combined $895 million, down from a combined value of $1.47 billion in 2016’s Top 5.” – South Florida Business Journal

Making Bank?
“TRD’s research on what South Florida’s real estate professionals get paid reveals that a slowing market means some are working twice as hard for the same amount of cash” – The Real Deal

Good News for Sun Seekers: Beachfront in Miami Beach Is Still Ripe for Development
“For Miami Beach developers looking to deliver to their buyers some of the most coveted amenities around—ocean views and easy beach access, options are somewhat limited. The South Florida city covers around 15 square miles across an assortment of islands and the beachfront area is just a fraction of that. But developers and brokers there don’t seem too worried about an impending beachfront land extinction.” – MansionGlobal

Climate Gentrification: In Florida, The Hot Amenity Is High Ground

“If seas rise six feet by 2100, 13 million people could migrate to higher ground, including 2.5 million fleeing South Florida alone, according to a Harvard researcher.” – BisNow

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