Idaho Private Money Lender

Commercial and Apartment Real Estate Loans

Wilshire Finance Partners provides bridge loans for commercial and apartment real estate throughout the state of Idaho including:

Boise, Meridian, Nampa, Idaho Falls, Pocatello, Caldwell, Coeur d’Alene, Twin Falls, Lewiston, Post Falls, Rexburg, Moscow, Eagle, Kuna, Ammon, Chubbuck, Hayden, Mountain Home, Blackfoot, Garden City, Jerome, Burley, Hailey, Sandpoint, Star, Rathdrum, Payette and all other cities and counties in Idaho.

General Lending Criteria

Direct Private Lender: Loans Underwritten & Funded In-House

Loans: $1,000,000 to $5,000,000

Property States: CA, CO, FL, HI, ID, IL, MD, NM, OR, TX, UT, VA, WA

We provide real estate loans for a variety of transaction types:

  • Property Purchase
  • Cash-Out Refinance / Cash-Out Loan
  • Rate and Term Refinance
  • Special Situation Lending

Property Types:

  • Apartment/Multifamily (5+ Units)
  • Office
  • Retail
  • Mixed Use
  • Warehouse
  • Light Industrial
  • Senior Assisted Living
  • Sober Living (CA Only)
  • 2-4 Unit (CA Only)
  • Non-Owner Occupied SFR (CA Only)

LTV up to 65% Commercial Real Estate; up to 70% Multifamily (5+ Units)
Interest Only Amortization
Term: 3 year fixed, I/O with balloon
No Prepayment Penalty Option
Non-Recourse Available

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Delivering the Confidence to Close™

We’re different from other lenders because you speak directly to decision makers with deployable capital.

Done Deals

Idaho Real Estate Market News:

Outside Investors are Driving Growth in the Valley.

“There’s no doubt that Boise has tipped, says George Iliff, managing owner of Colliers International’s Boise operation. Iliff, a leader in the Treasure Valley’s commercial real estate sector, says the idea that author Malcolm Gladwell made popular in his book “The Tipping Point” reflects what’s happening in the Treasure Valley now…” – Idaho Statesman

Here’s Where Americans Are Moving within The U.S.

“Fewer Americans are making the decision to move, reflecting less economic mobility across the country overall. In 2017, there were 72,986 interstate and cross-border moves, down from 75,427 in 2016, according to a new study by Atlas Van Lines. Atlas has conducted its Migration Patterns study since 1993 to track the nation’s moving trends.” – Yahoo

Economy Watch: US Continues to Shift Westward, Southward

“The Mountain and Pacific West regions are drawing in the most Americans, while the Northeast and Midwest continue to lose residents, according to a recent United Van Lines study. ” – Commercial Property Executive

Under the Radar: 2018 Top Markets

“Investors are no longer thinking big in big cities, as secondary markets have stolen the spotlight by offering younger and highly educated workforce, diverse economy and job opportunities. According to the Urban Land Institute and PwC’s Emerging Trends in Real Estate 2018 report, secondary markets have become successful replicas of the competitive metros, but where should you actually focus your attention?” – Commercial Property Executive

Coffee Shop, Spa, and Other Tenants Prepare to Move Into Old Nampa Library

“Several incoming tenants, including the Nampa Chamber of Commerce and a pediatric therapy center, are planning to move into the renovated Old Nampa Library and hope to be operational by March 15.” – Idaho Press

 

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