Texas Private Money Lender

Commercial and Apartment Real Estate Loans

Wilshire Finance Partners provides bridge loans for commercial and apartment real estate throughout the state of Texas including:

Houston, San Antonio, Dallas, Austin, Fort Worth, El Paso, Arlington, Corpus Christi, Plano, Laredo, Lubbock, Garland, Irving, Amarillo, Grand Prairie, Brownsville, McKinney, Frisco, Pasadena, Mesquite, Killeen, McAllen, Carrollton, Midland, Waco, Denton, Abilene, Odessa, Beaumont, Round Rock, The Woodlands, Richardson, Pearland, College Station, Wichita Falls, Lewisville, Tyler, San Angelo, League City, Allen, Sugar Land, Edinburg, Mission, Longview, Bryan, Pharr, Baytown, Missouri City, Temple, Flower Mound, New Braunfels, North Richland Hills, Conroe, Victoria, Cedar Park, Harlingen, Atascocita, Mansfield, Georgetown, San Marcos, Rowlett, Pflugerville, Port Arthur, Spring, Euless, DeSoto, Grapevine, Galveston, and all other cities and counties in Texas.


General Lending Criteria

Direct Private Lender: Loans Underwritten & Funded In-House

Loans: $1,000,000 to $5,000,000

Property States: CA, CO, FL, HI, ID, IL, MD, NM, OR, TX, UT, VA, WA

We provide real estate loans for a variety of transaction types:

  • Property Purchase
  • Cash-Out Refinance / Cash-Out Loan
  • Rate and Term Refinance
  • Special Situation Lending

Property Types:

  • Apartment/Multifamily (5+ Units)
  • Office
  • Retail
  • Mixed Use
  • Warehouse
  • Light Industrial
  • Senior Assisted Living
  • Sober Living (CA Only)
  • 2-4 Unit (CA Only)
  • Non-Owner Occupied SFR (CA Only)

LTV up to 65% Commercial Real Estate; up to 70% Multifamily (5+ Units)
Interest Only Amortization
Term: 3 year fixed, I/O with balloon
No Prepayment Penalty Option
Non-Recourse Available

Request Loan Information


Delivering the Confidence to Close™

We’re different from other lenders because you speak directly to decision makers with deployable capital.


Recently Closed Loan in Texas:

• Property Type: Retail
• Loan Purpose: Rate & Term Refinance
• Loan Amount: $3,600,000
• Lien Position: 1st Trust Deed

Wilshire Finance Partners funded a $3,600,000 rate and term refinance on a Steak ‘n Shake Restaurant and an adjacent retail three-unit building in Tyler, Texas.

Acquired in 2013 by five doctors, the assets are 100% occupied and well situated across the street from the University of Texas, Tyler Campus.

The borrowers needed to retire a maturing loan and blanket both buildings to prep for a sale as a package deal. Wilshire’s 18-month bridge loan sized to 75% LTV will provide the borrowers enough time to successfully market the property for sale.


Texas Real Estate Market News:

Tech Job Growth is Fueling D-FW’s Office Boom
“The Dallas-Fort Worth real estate market isn’t built out of bricks and mortar. It’s jobs that keep the construction cranes swinging and homebuilders hammering out new subdivisions. As of October, D-FW was the top market in the country for year-over-year employment gains. North Texas has added more than 94,000 workers since a year ago.” – DallasNews

Texas Luxury Sales Grow 19.1% Over Last 12 Months
“This has been a banner year for big-ticket Texas real estate. Luxury homes were the fastest growing sector of the Lone Star State’s housing market in 2017, according to a report Thursday by the Texas Association of Realtors.” – MansionGlobal

Strong Demand Underserved in San Antonio Multifamily Market
“San Antonio is one of the nation’s fastest-growing cities, with a booming, diversified economy that’s luring new businesses and young people at a rate that most other metro areas can only envy.” – REBusiness

Texas Landowners Take The Wind Out Of Their Sales
“Trey Murphy is a grad student in North Carolina, but he has dreams of owning land in West Texas. A few months ago, he was looking at real estate online and came across something strange. “I saw that there was this particular listing that was selling the surface estate, but not willing to sell the wind estate,” he says.” – Houston Public Media

Fort Worth CRE Update: Multifamily And Industrial Keeping Developers Occupied
“Fort Worth passes its 2017 checkup with good marks. The industrial, multifamily, retail and office markets in Fort Worth show strong fundamentals with rock-bottom vacancy rates. Strong job growth and in-migration support Fort Worth’s growth as developers continue to invest, especially in multifamily and industrial.” – BisNow






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