Colorado Private Money Lender

Commercial and Apartment Real Estate Loans

Wilshire Finance Partners provides bridge loans for commercial and apartment real estate throughout the state of Colorado including:

Denver, Colorado Springs, Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, Centennial, Boulder, Greeley, Longmont, Loveland, Broomfield, Grand Junction, Castle Rock, Commerce City, Parker, Littleton, Northglenn, Brighton, Englewood, Wheat Ridge, Fountain, Lafayette, Windsor, Erie, Evans, Golden, Louisville, Montrose, Durango, Greenwood Village, Sterling, Lone Tree, Johnstown, Superior, Fruita, Steamboat Springs, and all other cities and counties in Colorado.

General Lending Criteria

Direct Private Lender: Loans Underwritten & Funded In-House

Loans: $1,000,000 to $5,000,000

Property States: CA, CO, FL, HI, ID, IL, MD, NM, OR, TX, UT, VA, WA

We provide real estate loans for a variety of transaction types:

  • Property Purchase
  • Cash-Out Refinance / Cash-Out Loan
  • Rate and Term Refinance
  • Special Situation Lending

Property Types:

  • Apartment/Multifamily (5+ Units)
  • Office
  • Retail
  • Mixed Use
  • Warehouse
  • Light Industrial
  • Senior Assisted Living
  • Sober Living (CA Only)
  • 2-4 Unit (CA Only)
  • Non-Owner Occupied SFR (CA Only)

LTV up to 65% Commercial Real Estate; up to 70% Multifamily (5+ Units)
Interest Only Amortization
Term: 3 year fixed, I/O with balloon
No Prepayment Penalty Option
Non-Recourse Available

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Delivering the Confidence to Close™

We’re different from other lenders because you speak directly to decision makers with deployable capital.

Done Deals

Colorado Real Estate Market News:

Colorado Springs Commercial Real Estate Market Showed More Improvement in 2016

“Colorado Springs’ commercial real estate market made more progress in 2016 as it continued its gradual recovery from the Great Recession, a new report shows.” – Gazette

Construction Of Apartments Leads Denver’s Building Boom

“With 3,635 apartments added to Denver’s multifamily inventory during the fourth quarter last year, the vacancy rate increased to 6.4% from 5.4% during the third quarter, according to Pinnacle Real Estate Advisors’ multifamily report.” – BisNow

A Mixed Outlook for Aspen’s Commercial Real Estate Arena

“With last week’s $28 million sale of the downtown building developed by Aspen Core Ventures and a bevy of redevelopment projects set to take flight this year, real estate appraiser Randy Gold believes somes shifts are coming for the commercial landscape.” – Aspentimes

7 Fast-Growing Industries That Are Defining Colorado’s Economy

“Denver – With the lowest unemployment rate in the country and a booming real estate market, Colorado’s blazing economy shows no sign of slowing down. The state is home to several industries, and many of them are directly contributing to Colorado’s fast-growing economy.” – The Denver Channel

The New Gold Standard: 10 U.S. Housing Markets That Will Rule 2018

“To determine our predictions for the best real estate markets of 2018,’s® economic data team took a look at the number of sales of existing homes and their prices, along with the amount of new home construction in the 100 largest markets.” – Realtor

Springs Achieves Highest Rent Growth in Area

“These are rare circumstances we’re experiencing in Colorado Springs – accelerating job growth, 7 percent apartment rent growth, 4 percent market vacancy and restrained apartment development.” – Colorado Real Estate Journal

Denver’s Tech Job Growth and Office Rent Increases Slower Than Most of The Top 30 Tech Markets

“Denver edged up a spot on the annual Tech-30 Report, released Wednesday by commercial real estate broker CBRE. The city saw 8.3 percent growth in office lease rates and an 11.5 percent uptick in the number of tech jobs between 2015 to 2016. But ranked at 23rd out of 30, the city’s growth rates paled in comparison to the top 22 where cities like San Francisco…” – Denver Post






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