Florida Private Money Lender

Commercial and Apartment Real Estate Loans

Wilshire Finance Partners provides bridge loans for commercial and apartment real estate throughout the state of Florida including:

Miami, Tampa, St. Petersburg, Orlando, Jacksonville, Sarasota, Bradenton, Fort Myers, Cape Coral, Palm Bay, Melbourne, Port St. Lucie, Palm Coast, Daytona Beach, Port Orange, Pensacola, Kissimmee, Bonita Springs, Lakeland, Tallahassee, Winter Haven, Fort Walton Beach, Navarre, Wright, Gainesville, Deltona, North Port, Port Charlotte, Ocala, Sebastian-Vero Beach South, Florida Ridge, Spring Hill, Panama City, Leesburg-Eustis-Tavares, Lady Lake, The Villages, Homosassa Springs, Beverly Hills, Citrus Springs, St. Augustine, Zephyrhills, Sebring, Avon Park, Titusville and all other cities and counties in Florida.


General Lending Criteria

Direct Private Lender: Loans Underwritten & Funded In-House

Loans: $1,000,000 to $5,000,000

Property States: CA, CO, FL, HI, ID, IL, MD, NM, OR, TX, UT, VA, WA

We provide real estate loans for a variety of transaction types:

  • Property Purchase
  • Cash-Out Refinance / Cash-Out Loan
  • Rate and Term Refinance
  • Special Situation Lending

Property Types:

  • Apartment/Multifamily (5+ Units)
  • Office
  • Retail
  • Mixed Use
  • Warehouse
  • Light Industrial
  • Senior Assisted Living
  • Sober Living (CA Only)
  • 2-4 Unit (CA Only)
  • Non-Owner Occupied SFR (CA Only)

LTV up to 65% Commercial Real Estate; up to 70% Multifamily (5+ Units)
Interest Only Amortization
Term: 3 year fixed, I/O with balloon
No Prepayment Penalty Option
Non-Recourse Available

Request Loan Information


Delivering the Confidence to Close™

We’re different from other lenders because you speak directly to decision makers with deployable capital.


Recently Closed Loans in Florida:

Florida Loans


Florida Real Estate Market News:

The Sunshine State is Growing by Leaps and Bounds

“According to U.S. Census Bureau data, Florida ranked fifth among the fastest-growing states between July 2016 and July 2017, boosting its population by 1.6 percent to nearly 21 million. Florida is the third most-populous state in the U.S. behind only California and Texas.” – Scotsman Guide

Miami is Leading the Pack in Co-Working Space, According to a New Study

“It’s not just your imagination: co-working spaces really are everywhere in Miami. The Miami Herald reports that data and research group Yardi Matrix crunched the numbers in 20 major markets on co-working leases and found that Miami is leading the pack in one key aspect.” – Curbed

Ten-X Ranks Tampa Among Top Five U.S. Markets for Office Investors

“Ten-X Commercial ranked Tampa among its top five “buy markets” in a report on U.S. office markets. The online real estate transaction platform ranked Tampa as the fourth-best market in the nation for office property investors.” – The Real Deal

More Than $2.5 Billion in Commercial Real Estate Transactions in Northeast Florida in 2017

“Investment in Jacksonville commercial real estate came in 29 percent higher in 2017 than in 2016 with $2.57 billion in transactions, according to Colliers International of Northeast Florida.” – Jacksonville Business Journal

More growth expected for South Florida CRE in 2018: CCIM conference

“Population growth, new jobs and a tight residential market are fueling Florida’s commercial sectors, and that isn’t expected to change anytime soon. That’s how economist Sean Snaith summarized the current market as he kicked off the 2018 CCIM Commercial Outlook conference.” – The Real Deal

Year in Review: Biggest Commercial Real Estate Sales of 2017
“With three weeks left to go, 2017 has not been the year of the mega deal in South Florida’s commercial real estate sector. There have been 13 commercial real estate sales of $100 million or more so far this year, compared to 20 such transactions the year before. The value of the Top 5 in 2017 was a combined $895 million, down from a combined value of $1.47 billion in 2016’s Top 5.” – South Florida Business Journal

Good News for Sun Seekers: Beachfront in Miami Beach Is Still Ripe for Development
“For Miami Beach developers looking to deliver to their buyers some of the most coveted amenities around—ocean views and easy beach access, options are somewhat limited. The South Florida city covers around 15 square miles across an assortment of islands and the beachfront area is just a fraction of that. But developers and brokers there don’t seem too worried about an impending beachfront land extinction.” – MansionGlobal

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