Illinois Private Money Lender

Commercial and Apartment Real Estate Loans

Wilshire Finance Partners provides bridge loans for commercial and apartment real estate throughout the state of Illinois including:

Portland, Salem, Eugene, Gresham, Hillsboro, Beaverton, Bend, Medford, Springfield, Corvallis, Albany, Tigard, Lake Oswego, Keizer, Grants Pass, Oregon City, McMinnville, Redmond, Tualatin, West Linn, Woodburn, Forest Grove, Newberg, Wilsonville, Roseburg, Klamath Falls, Ashland, Milwaukie, Sherwood, Happy Valley, Central Point, Canby, Hermiston, Pendleton, Troutdale, Lebanon, Coos Bay, The Dalles, Dallas, St. Helens, La Grande, and all other cities and counties in Illinois.

General Lending Criteria

Direct Private Lender: Loans Underwritten & Funded In-House

Loans: $1,000,000 to $5,000,000

Property States: CA, CO, FL, HI, ID, IL, MD, NM, OR, TX, UT, VA, WA

We provide real estate loans for a variety of transaction types:

  • Property Purchase
  • Cash-Out Refinance / Cash-Out Loan
  • Rate and Term Refinance
  • Special Situation Lending

Property Types:

  • Apartment/Multifamily (5+ Units)
  • Office
  • Retail
  • Mixed Use
  • Warehouse
  • Light Industrial
  • Senior Assisted Living
  • Sober Living (CA Only)
  • 2-4 Unit (CA Only)
  • Non-Owner Occupied SFR (CA Only)

LTV up to 65% Commercial Real Estate; up to 70% Multifamily (5+ Units)
Interest Only Amortization
Term: 3 year fixed, I/O with balloon
No Prepayment Penalty Option
Non-Recourse Available

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Delivering the Confidence to Close™

We’re different from other lenders because you speak directly to decision makers with deployable capital.

Done Deals

Illinois Real Estate Market News:

Steelcase Executive Tells NAIOP Members to Begin Thinking of Corporate Clients as Consumers

“Consumer expectations are continuing to trend toward more, better and faster. That’s no different for companies who need to adapt their office space to maximize the blend of artificial intelligence and human production in the workplace.” – Jax Daily Record

Parking Lots Disappearing in Ride-Sharing Era as Downtown Construction Booms

“They may have paved paradise and put up a parking lot, as Joni Mitchell once sang, but these days the lots themselves are Chicago’s real estate utopia.” – Chicago Tribune

Top 10 Chicago Office Buyers

“Despite an overall slow performance in 2017, the Chicago office market still attracted several notable investments, the sales volume surpassing $2.5 billion in November. Eight of the top 10 deals closed in the Windy City since the beginning of the year featured price tags over $100 million.” – Commercial Property Executive

Chicago’s Real Estate Experts On ‘The Market That Everyone Loves To Hate’

“Chicago’s real estate boom is deep into extra innings. A steady economic recovery and interest rates that have increased by small margins this year have extended a strong period well beyond what was expected.” – BisNow

Chicago Makes Room for More Growth

“The metro continued to attract companies looking to relocate or expand, producing job gains in high-paying sectors, including financial activities. The city is slated to add around 9,000 multifamily units to its inventory in 2017, marking a post-recession high.” – Commercial Property Executive

North Central Illinois Development Group Touts Region

“More than 800 commercial and industrial real estate executives attended the 2018 Real Estate Forecast event in downtown Chicago on Jan. 17. North Central Illinois (NCI) Economic Development Corp., based in Oglesby, was one of the primary sponsors of the event, and promoted the region at the exhibit hall and during the Industrial Development Panel.” – BCRNews

Thought Leader Greg Warsek: Stock Market Uncertainty Means Real Estate Returns

“With the face of retail shifting towards e-commerce, Industrial commercial real estate has seen a big boom.” – WGN Radio






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