Maryland Private Money Lender

Commercial and Apartment Real Estate Loans

Wilshire Finance Partners provides bridge loans for commercial and apartment real estate throughout the state of Maryland including:

Baltimore, Frederick, Rockville, Gaithersburg, Bowie, Hagerstown, Annapolis, College Park, Salisbury, Laurel, Greenbelt, Cumberland, Westminster, Hyattsville, Takoma Park, Easton, Elkton, Aberdeen, Havre de Grace, Cambridge, New Carrollton, Bel Air, Mount Airy, Bladensburg, Frostburg, La Plata, Mount Rainier, Ocean City, Riverdale Park, Taneytown, Hampstead, Cheverly, Thurmont, Glenarden, Brunswick, District Heights, Walkersville, Chesapeake Beach, and all other cities and counties in Maryland.

General Lending Criteria

Direct Private Lender: Loans Underwritten & Funded In-House

Loans: $1,000,000 to $5,000,000

Property States: CA, CO, FL, HI, ID, IL, MD, NM, OR, TX, UT, VA, WA

We provide real estate loans for a variety of transaction types:

  • Property Purchase
  • Cash-Out Refinance / Cash-Out Loan
  • Rate and Term Refinance
  • Special Situation Lending

Property Types:

  • Apartment/Multifamily (5+ Units)
  • Office
  • Retail
  • Mixed Use
  • Warehouse
  • Light Industrial
  • Senior Assisted Living
  • Sober Living (CA Only)
  • 2-4 Unit (CA Only)
  • Non-Owner Occupied SFR (CA Only)

LTV up to 65% Commercial Real Estate; up to 70% Multifamily (5+ Units)
Interest Only Amortization
Term: 3 year fixed, I/O with balloon
No Prepayment Penalty Option
Non-Recourse Available

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Delivering the Confidence to Close™

We’re different from other lenders because you speak directly to decision makers with deployable capital.

Done Deals

Maryland Real Estate Market News:

Cool Digs: Inside ‘Club Cushman’ — The Commercial Real Estate Company’s Downtown Office Cafe

“Employees and guests at Cushman & Wakefield’s downtown office have a clear view of the Pratt Street corridor through the floor-to-ceiling windows in its office cafe.” – BizJournals

D.C. Issues Permit In NoMa For Elon Musk’s Tunnel-Building Company

“Elon Musk’s plan to build a hyperloop tunnel to allow travel from D.C. to New York in under 30 minutes appears to be gaining traction with District officials. The Boring Co., Musk’s tunnel-building enterprise, was issued a permit in November to do construction staging, but not digging, in NoMa, Greater Greater Washington reports.” – Bisnow

The Old Line State is on the forefront of new frontiers.

“With a population of more than 6 million people, Maryland is a state steeped in history, but moving swiftly toward the future. The Old Line State is at the forefront of biosciences, technology, manufacturing and international trade.” – Scotsman Guide

Kimco to Build $110M Shopping Center in Baltimore Area

“The company will erect the 575,000-square-foot Mill Station on the land that had been home to the now-demolished Owings Mills Mall.” – Commercial Property Executive

Elon Musk’s New York-To-D.C. Hyperloop To Begin Construction In Maryland

“Elon Musk in July teased the idea of an underground hyperloop that would transport riders from New York to D.C. in under 30 minutes.” – BisNow

Amazon Unveils New Baltimore Fulfillment Center

“Tradepoint Atlantic, the 3,100-acre Sparrows Point development, will be home to the retail giant’s 855,000-square-foot distribution facility, which is slated to open in 2019.” – Commercial Property Executive

Md. 2018 Property Tax Assessments Reflect Growing Real Estate Market

“The state’s 2018 reassessment of properties showed a continuing increase in value, reflecting a growing real estate market. Residential and commercial properties included in “Group 3” assessments increased 7.7 percent statewide.” – The Star Democrat


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