New Mexico Private Money Lender

Commercial and Apartment Real Estate Loans

Wilshire Finance Partners provides bridge loans for commercial and apartment real estate throughout the state of New Mexico including:

Albuquerque, Las Cruces, Rio Rancho, Santa Fe, Roswell, Farmington, South Valley, Clovis, Hobbs, Alamogordo, Carlsbad, Gallup, Deming, Los Lunas, Chaparral, Sunland Park, Las Vegas, Portales, Los Alamos, North Valley, Artesia, Lovington, Silver City, Española, Anthony, Grants, Socorro, and all other cities and counties in New Mexico.

General Lending Criteria

Direct Private Lender: Loans Underwritten & Funded In-House

Loans: $1,000,000 to $5,000,000

Property States: CA, CO, FL, HI, ID, IL, MD, NM, OR, TX, UT, VA, WA

We provide real estate loans for a variety of transaction types:

  • Property Purchase
  • Cash-Out Refinance / Cash-Out Loan
  • Rate and Term Refinance
  • Special Situation Lending

Property Types:

  • Apartment/Multifamily (5+ Units)
  • Office
  • Retail
  • Mixed Use
  • Warehouse
  • Light Industrial
  • Senior Assisted Living
  • Sober Living (CA Only)
  • 2-4 Unit (CA Only)
  • Non-Owner Occupied SFR (CA Only)

LTV up to 65% Commercial Real Estate; up to 70% Multifamily (5+ Units)
Interest Only Amortization
Term: 3 year fixed, I/O with balloon
No Prepayment Penalty Option
Non-Recourse Available

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Delivering the Confidence to Close™

We’re different from other lenders because you speak directly to decision makers with deployable capital.

Done Deals

New Mexico Real Estate Market News:

Facebook to Add 1.8 MSF to Los Lunas Data Center

“The social media company announced a second expansion to its Los Lunas Data Center project in New Mexico, increasing the total size the facility to 2.8 million square feet and the development cost to $1 billion.” – Commercial Property Executive

The Most Overvalued Housing Markets Aren’t the Ones You’d Expect

“With home prices reaching heights unheard of across the nation, it all may seem scarily reminiscent of the factors that led up to the housing crash. Is this the worst type of real estate déjà vu?” – Realtor

Under the Radar: 2018 Top Markets

“Investors are no longer thinking big in big cities, as secondary markets have stolen the spotlight by offering younger and highly educated workforce, diverse economy and job opportunities.” – Commercial Property Executive

2018 NM Economic Forecast a Mixed Bag

“For years, the co-owner of Jubilation Wine & Spirits has observed something about her clientele. When the state’s economy is improving, her older customers are more likely to buy new brands of alcoholic beverages. When the economy is on the decline, they stick with the tried-and-true.” – Albuquerque Journal

Vacant Buildings? Try Housing, Culture

“The world of retail shopping is changing — even in little Santa Fe, we see empty buildings, abandoned spots in malls and other evidence that people are shopping elsewhere than in physical stores close to where they live.” – Santa Fe New Mexican



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