Texas Private Money Lender

Commercial and Apartment Real Estate Loans

Wilshire Finance Partners provides bridge loans for commercial and apartment real estate throughout the state of Texas including:

Houston, San Antonio, Dallas, Austin, Fort Worth, El Paso, Arlington, Corpus Christi, Plano, Laredo, Lubbock, Garland, Irving, Amarillo, Grand Prairie, Brownsville, McKinney, Frisco, Pasadena, Mesquite, Killeen, McAllen, Carrollton, Midland, Waco, Denton, Abilene, Odessa, Beaumont, Round Rock, The Woodlands, Richardson, Pearland, College Station, Wichita Falls, Lewisville, Tyler, San Angelo, League City, Allen, Sugar Land, Edinburg, Mission, Longview, Bryan, Pharr, Baytown, Missouri City, Temple, Flower Mound, New Braunfels, North Richland Hills, Conroe, Victoria, Cedar Park, Harlingen, Atascocita, Mansfield, Georgetown, San Marcos, Rowlett, Pflugerville, Port Arthur, Spring, Euless, DeSoto, Grapevine, Galveston, and all other cities and counties in Texas.


General Lending Criteria

Direct Private Lender: Loans Underwritten & Funded In-House

Loans: $1,000,000 to $5,000,000

Property States: CA, CO, FL, HI, ID, IL, MD, NM, OR, TX, UT, VA, WA

We provide real estate loans for a variety of transaction types:

  • Property Purchase
  • Cash-Out Refinance / Cash-Out Loan
  • Rate and Term Refinance
  • Special Situation Lending

Property Types:

  • Apartment/Multifamily (5+ Units)
  • Office
  • Retail
  • Mixed Use
  • Warehouse
  • Light Industrial
  • Senior Assisted Living
  • Sober Living (CA Only)
  • 2-4 Unit (CA Only)
  • Non-Owner Occupied SFR (CA Only)

LTV up to 65% Commercial Real Estate; up to 70% Multifamily (5+ Units)
Interest Only Amortization
Term: 3 year fixed, I/O with balloon
No Prepayment Penalty Option
Non-Recourse Available

Request Loan Information


Delivering the Confidence to Close™

We’re different from other lenders because you speak directly to decision makers with deployable capital.


Recently Closed Loan in Texas:

• Property Type: Retail
• Loan Purpose: Rate & Term Refinance
• Loan Amount: $3,600,000
• Lien Position: 1st Trust Deed

Wilshire Finance Partners funded a $3,600,000 rate and term refinance on a Steak ‘n Shake Restaurant and an adjacent retail three-unit building in Tyler, Texas.

Acquired in 2013 by five doctors, the assets are 100% occupied and well situated across the street from the University of Texas, Tyler Campus.

The borrowers needed to retire a maturing loan and blanket both buildings to prep for a sale as a package deal. Wilshire’s 18-month bridge loan sized to 75% LTV will provide the borrowers enough time to successfully market the property for sale.


Texas Real Estate Market News:

Better Hurry: New Office Space Goes Quick in Austin, Nationwide

“Austin has one of the highest rates of pre-leasing for office space in the country. With multiple office towers under construction — such as Third + Shoal downtown and Domain Tower and Domain 11 in North Austin — and high demand for office space, it isn’t a surprise that much of the new square footage is being signed for before construction is complete.” – Austin Business Journal

Houston’s Inner-Loop Mixed-Use Makeup

“Inner Loop development is getting dense and intense. As the price of land continues to climb, developers are increasingly turning to mixed-use projects to pencil out the substantial cost of Inner Loop real estate.” – BisNow

Texas Topped the Country in Commercial Real Estate Development in 2017

“Oil and cattle are the iconic business touchstones for Texas. But it’s real estate development where the Lone Star State really leads the country. Last year, Texas was the top U.S. state for commercial real estate development contributions to the economy.” – Dallas News

Airbnb Still A Plus For Austin’s SXSW, For Now

“During the clamor of one of the busiest lodging weeks of the year, CBRE Hotels Director Jeff Binford suggested hotels owe a debt of gratitude to short-term rental options such as Homeaway and Airbnb.” – Bisnow

What $1,500 Rents in Austin and Other Amazon HQ2 Finalist Cities

“When it comes to the 20 places still under consideration for Amazon’s new headquarters, it stands to reason that cities’ average rental rates might play a factor in the lives of a projected 50,000 employees. Based on that metric, Austin appears to be in pretty good standing—if size does matter, that is.” – Curbed

LNG Boom Drove Japanese Investment Into Houston Up 34% In 5 Years

“Between 2010 and 2015, Japanese-affiliated businesses in Houston grew by more than 34%. During the same time span, total trade between Houston and Japan grew from $2.2B to $5.1B.” – BisNow

Tech Job Growth is Fueling D-FW’s Office Boom
“The Dallas-Fort Worth real estate market isn’t built out of bricks and mortar. It’s jobs that keep the construction cranes swinging and homebuilders hammering out new subdivisions. As of October, D-FW was the top market in the country for year-over-year employment gains. North Texas has added more than 94,000 workers since a year ago.” – DallasNews

Texas Luxury Sales Grow 19.1% Over Last 12 Months
“This has been a banner year for big-ticket Texas real estate. Luxury homes were the fastest growing sector of the Lone Star State’s housing market in 2017, according to a report Thursday by the Texas Association of Realtors.” – MansionGlobal






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