Virginia Private Money Lender

Commercial and Apartment Real Estate Loans

Wilshire Finance Partners provides bridge loans for commercial and apartment real estate throughout the state of Virginia including:

Virginia Beach, Norfolk, Chesapeake, Richmond, Newport News, Alexandria, Hampton, Roanoke, Portsmouth, Suffolk, Lynchburg, Harrisonburg, Charlottesville, Danville, Manassas, Petersburg, Winchester, Salem, Fredericksburg, Staunton, Hopewell, Fairfax, Waynesboro, Bristol, Colonial Heights, Radford, Manassas Park, Williamsburg, Martinsville, Falls Church, Poquoson, Franklin, Lexington, Galax, Buena Vista, Covington, Emporia, Norton, and all other cities and counties in Virginia.

General Lending Criteria

Direct Private Lender: Loans Underwritten & Funded In-House

Loans: $1,000,000 to $5,000,000

Property States: CA, CO, FL, HI, ID, IL, MD, NM, OR, TX, UT, VA, WA

We provide real estate loans for a variety of transaction types:

  • Property Purchase
  • Cash-Out Refinance / Cash-Out Loan
  • Rate and Term Refinance
  • Special Situation Lending

Property Types:

  • Apartment/Multifamily (5+ Units)
  • Office
  • Retail
  • Mixed Use
  • Warehouse
  • Light Industrial
  • Senior Assisted Living
  • Sober Living (CA Only)
  • 2-4 Unit (CA Only)
  • Non-Owner Occupied SFR (CA Only)

LTV up to 65% Commercial Real Estate; up to 70% Multifamily (5+ Units)
Interest Only Amortization
Term: 3 year fixed, I/O with balloon
No Prepayment Penalty Option
Non-Recourse Available

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Delivering the Confidence to Close™

We’re different from other lenders because you speak directly to decision makers with deployable capital.

Done Deals

Virginia Real Estate Market News:

Paseo Corridor Draws New Day Care, Restaurant and Medical Office

“Panelists at Greater Richmond Association for Commercial Real Estate opined that even with the possibility of rising interest rates in 2018, people are putting more money into their pockets, thanks to the tax cuts.” – Financial Buzz

The People Who Made Richmond

“Back in 1737, William Byrd II donated the land that would become the city of Richmond, and he commissioned Major William Mayo to lay out the street grid. For those actions, he’s often referred to as the founder of Richmond.” – Richmond Times-Dispatch

Regional Spotlight: Office and Mixed-Use Projects Drive Growth in the U.S. Mid-Atlantic

“After years of planning, the first phase of one of Washington, D.C.’s most ambitious projects, the Wharf, opened in October with restaurants and shops along cobblestone walkways, in addition to residences, offices, a live music venue, and public parks, all with dramatic views of the Potomac River.” – UrbanLand

Virginia Isn’t Just For Lovers

“California still leads the US in tech jobs with nearly 970,000, followed by Texas, NY, Virginia, and Florida.Virginia had the highest concentration of tech workers in the entire country, with nearly 10% of its workforce in tech.” – BisNow

Virginia Developers Spending Big Money On Governor’s Race

“Virginia will elect a new governor Tuesday to replace the outgoing Gov. Terry McAuliffe, and many of the commonwealth’s most well-known real estate developers are dishing out big bucks to support their preferred candidate.” – BisNow

Outlook Remains Good for Hampton Roads Commercial Real Estate Market

“Ryan McCullough said Hampton Roads is in somewhat of a Goldilocks situation in the commercial real estate market: It’s not too hot and not too cold.” – Inside Business




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