Washington Private Money Lender

Commercial and Apartment Real Estate Loans

Wilshire Finance Partners provides bridge loans for commercial and apartment real estate throughout the state of Washington including:

Seattle, Spokane, Tacoma, Vancouver, Bellevue, Everett, Kent, Yakima, Renton, Spokane Valley, Federal Way, Bellingham, Kennewick, Auburn, Marysville, Pasco, Lakewood, Redmond, Shoreline, Kirkland, Richland, Olympia, Sammamish, Lacey, Edmonds, Bremerton, Puyallup, Longview, Lynnwood, Bothell, Burien, Wenatchee, Mount Vernon, Walla Walla, University Place, Issaquah, and all other cities and counties in Washington.

General Lending Criteria

Direct Private Lender: Loans Underwritten & Funded In-House

Loans: $1,000,000 to $5,000,000

Property States: CA, CO, FL, HI, ID, IL, MD, NM, OR, TX, UT, VA, WA

We provide real estate loans for a variety of transaction types:

  • Property Purchase
  • Cash-Out Refinance / Cash-Out Loan
  • Rate and Term Refinance
  • Special Situation Lending

Property Types:

  • Apartment/Multifamily (5+ Units)
  • Office
  • Retail
  • Mixed Use
  • Warehouse
  • Light Industrial
  • Senior Assisted Living
  • Sober Living (CA Only)
  • 2-4 Unit (CA Only)
  • Non-Owner Occupied SFR (CA Only)

LTV up to 65% Commercial Real Estate; up to 70% Multifamily (5+ Units)
Interest Only Amortization
Term: 3 year fixed, I/O with balloon
No Prepayment Penalty Option
Non-Recourse Available

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Delivering the Confidence to Close™

We’re different from other lenders because you speak directly to decision makers with deployable capital.

Done Deals

Washington Real Estate Market News:

Apartment-Related Jobs Make Up 40% Of Seattle Real Estate Job Postings

“Apartment-related jobs made up 40% of the total real estate job postings in Seattle in January, the fourth-highest in the country, according to a report by the National Apartment Association.” – BisNow

16 Facts About Bill Gates’s Medina Mansion

“Bill Gates’ Medina home is so big and so famous that it has its own Wikipedia page. The estate, which Gates has dubbed “Xanadu 2.0,” remains one of the most awed estates in the Seattle area, and for good reason—there’s just so much to take in.” – Curbed

Tech Scene Continues to Thrive in Seattle

“Fueled by the continued expansion of the technology sector and population growth, the city’s multifamily market remains healthy. ” – Commercial Property Executive

Seattle Could Face A Multifamily Slowdown

“Seattle has been in a building boom and that surge of construction has included multifamily this year, but there is some expectation of a slowdown in 2018.” – BisNow

Under the Radar: 2018 Top Markets

“Investors are no longer thinking big in big cities, as secondary markets have stolen the spotlight by offering younger and highly educated workforce, diverse economy and job opportunities.” – Commercial Property Executive

Seattle – Area Rents Drop Significantly for First Time this Decade as New Apartments Sit Empty

“Rents are dropping significantly across the Seattle area for the first time this decade, as a flood of new construction has left apartments sitting empty in Seattle’s hottest neighborhoods.” – Seattle Times

Economic development boom continues for Tacoma in 2018

“Tacoma is crane city. Cranes are up for Point Ruston, The Napoleon, a 135-unit apartment building at Tacoma Avenue South, and the Convention Center Hotel project.” – TacomaWeekly


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